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# SA Home Loans | Bonds South Africa
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Frequently asked questions

Why do I have to make use of a bond originator?

We help you to save time, frustration, pressurise the banks and help you to get the best interest rates and deal.

Can I apply over 30 years?

Yes you certainly can, it will give you breathing space, but you can still pay your bond off in 10 - 20 years time.

Can I apply directly at the bank or through other institutions?

No, the banks only accept one application and will decline the others as a duplicate of an application

Do you help ITC listed people?

Yes we do, with motivation from your side and if there is proof of settlements or if you’re busy setting your accounts.

What makes you different from other originators?

We’ve got a very high success rate, share our expertise with you, walk the extra mile and save you money.

How long does it take for the property to be registered?

The registration will usually take up to four weeks depending on the transferring attorney. If it is a further advance home loan on a property you already own then it should take about two weeks.

When will my forts home loan installment be deducted?

Your bond originator or bank will guide you through the whole process. But the first home loan installment will usually be deducted on the first day of the following month when registration took place.

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