If you take a look (and I don’t recommend it) at the calculations necessary to work out bond yields you may just give up and sell the family silver instead. The equations are quite horrific, involving long lines of symbols relating to compounding frequency and continuous compounding and lots of other things that you don’t [...]
It is often said that in most cases, buying is driven by impulse, not by logic. Frequently, even if a buying decision seems unreasonable for a lack of need, one simply finds logic to defend it.
Property owners often complain about their tenants. Late payments, damage to rental properties and noisy tenants are just a few of the grievances that property owners frequently air. While the complaints are often valid, tenants can also experience their fair share of problems. In most cases communication is the best way to ensure a good [...]
There are three words that sellers have come to dread – ‘submit an offer’. No one enjoys being cheated out of their hard-earned cash and when a seller believes that his property is correctly priced, the idea that someone has the temerity to offer a lower price can really hurt.
Hunting for your dream house is very exciting, but where to start? There are currently many homes for sale at bargain prices, as the property market is only starting to lift up its head again after the recession. Another plus is that interest rates in South Africa are currently at the lowest levels in years. [...]
A slow movement of the sale in the property market may sometimes force you to move to another place long before the house you sell is sold. However, this situation will again present you problems since what will happen is that you will b selling in a long-distance set-up.
You could be in for a penalty levy of up to eight times the monthly levy. Read your Home Owners Association constitution carefully before buying into a sectional title estate.
A question Real Estate Investors often ask is “I have surplus funds available. Should I use them to pay off my mortgage?” Paying off the mortgage sounds like a very sensible thing to do. In fact, many banks and mortgage originators go into calculations as to the vast amounts of money, homeowners can save in [...]
t is often a question of discussion if it is possible to pay off your debts in a real short period of time. Well, that actually depends on how smart you are and how much willing you are to pay off your mortgage loans. If you have the will, you will be able to find [...]
By now all of us has heard about the National Credit Act (NCA), which came into affect on June 2007. We will now explain what the National Credit Act is and how it affects the public.